Effective Date: 9/30/2019
Welcome to DC Capital Connector, a free online referral tool that connects DC-based small businesses with DC-approved lenders, surety bonding agents, and small business support providers. This referral tool, which is accessible at www.dccapitalconnector.com, is offered by the Department of Insurance, Securities, and Banking (“DISB”) and the Department of Small and Local Business Development (“DSLBD”) and is powered by technology developed by Sou Sou Investment Solutions, LLC (“Developer”), which has been licensed to DISB and DSLBD for use on this website.
The following terms and conditions, together with any documents they expressly incorporate by reference (collectively, these “Terms of Use”), govern your access to and use of the Service including any content, functionality and services offered on or through the website, whether as a guest or a registered user. In these Terms, the term “Service” refers to the DC Capital Connector referral tool and website and the terms “you” and “your” refer to the individual that uses the Service.
Please read the Terms of Use carefully before you start or use the Service. By using the Service, you accept and agree to be bound and abide by these Terms of Use. If you do not want to agree to these Terms of Use, you must not access or use the Service.
Modifications
You acknowledge and agree that these Terms of Use may be revised from time to time without notice to you. All revisions are effective upon posting. By continuing to access or use the Service, you agree to be bound by the revised Terms. You should periodically review the Service for the most up-to-date version of these Terms of Use.
Accessing the Service
We reserve the right to withdraw or amend this Service, and material we provide on the Service, in our sole discretion without notice. We will not be liable if for any reason all or part of the Service is unavailable at any time or for any period. From time to time, we may restrict access to some parts of the Service or the entire Service in our sole discretion.
You are responsible for:
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Making all arrangements necessary for you to have access to the Service.
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Ensuring that all persons who access the Service through your internet connection are aware of these Terms of Use and comply with them.
To access the Service or some of the resources it offers, you may be asked to provide certain registration details for other information (such as information you provide through our Access to Capital Survey or Surety Bonding Company Survey). It is a condition of your use of the Service that all the information you provide on the Service is correct, current, and complete. You agree that all information you provide to register with this Service or otherwise, including but not limited to through the use of any interactive features on the Service, is governed by our Privacy Policy, and your consent to all actions we take with respect to your information consistent with our Privacy Policy.
Referral Only – No Guarantees: This Service is a free online referral tool that connects DC-based small businesses with DC-approved lenders, surety bonding agents, and small business support providers. We are not a loan or surety bond provider of service. Instead, this Service is intended merely to help small businesses find lenders and insurance companies in their communities based on the lender’s eligibility requirements. There is no guarantee that by using the Service you will be matched or offered a loan or service with any lender or insurance company. For additional information, please view our Frequently Asked Questions, which are incorporated herein by reference.
Intellectual Property Rights
The Service and its entire contents, features and functionality (including but not limited to all information, software, text, displays, images, video and audio, and the design, selection and arrangement thereof), are owned by Developer (or its licensors or other providers of such material) and licensed to DISB and DSLBD for use on this website, and are or may be protected the United States and international copyright, trademark, patent, trade secret and other intellectual property or proprietary rights laws.
These Terms of Use permit you to use the Service for your personal, non-commercial use only. You must not reproduce, distribute, modify, create derivative works of, publicly display, publicly perform, republish, download, store or transmit any of the material of the Service.
The names, logos and all related names, logos, product and service names, designs and slogans of DISB, DSLBD, Developer, or any lender or insurance company shown on the Service are trademarks of the particular party. You must not use such marks without the prior written permission of the owning party.
Prohibited Uses
You may use the Service only for the lawful purposes and in accordance with these Terms of Use. You agree not to use the Service:
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In violation of any local, state, provincial, national, or other law or regulation, or any order of a court, including, without limitation, zoning restrictions and tax regulations;
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For the purpose of exploiting, harming or attempting to exploit or harm minors in any way by exposing them to inappropriate content, asking for personally identifiable information or otherwise.
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To transmit, or procure the sending of, any advertising or promotional material, including any “junk mail”, “chain letter” or “spam” or any other similar solicitation.
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To impersonate or attempt to impersonate DISB, DSLBD, Developer, an employee of DISB, DSLBD, or Developer, another user, or any other person or entity (including, without limitation, by using email addresses associated with any of the foregoing).
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To engage in any other conduct that restricts or inhibits anyone’s use or enjoyment of the Service, or which, as determined by us, may harm DISB, DSLBD, Developer, or users of the Service or expose them to liability.
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To advocate, encourage, or assist any third party in doing any of the foregoing.
You also agree not to:
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Use manual or automated software, devices, scripts robots, other means or processes to access, “scrape”, “crawl” or “spider” any web pages or other components contained in the Service;
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Use the Service for any commercial or other purposes that are not expressly permitted by these Terms;
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Copy, store or otherwise access any information contained on the Service for purposes not expressly permitted by these Terms;
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Interfere with or damage the Service, including, without limitation, through the use of viruses, cancel bots, Trojan horses, harmful code, flood pings, denial-of-service attacks, packet or IP spoofing, forged routing or electronic mail address information or similar methods or technology;
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Use the Service to transmit, distribute, post or submit any information concerning any other person or entity, including without limitation, photographs of others without their permission, personal contact information, or credit, debit, calling card or bank account numbers;
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Recruit or otherwise solicit any other user to join third party services or websites that are competitive to DC Capital Connector;
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Attempt to decipher, decompile, disassemble or reverse engineer any of the software used to provide the Service; or
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Advocate, encourage, or assist any third party in doing any of the foregoing.